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NEWS & VIEWS|||SARASIJ|||4th APRIL 2026

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  NEWS & VIEWS|||SARASIJ|||4 th APRIL 2026 SATURDAY| VOL—V/2026/APRIL OPINIONATED, FOR FREE CIRCULATION. “ अकर्तव्यं न कर्तव्यं प्राणैः कण्ठगतैरपि । कर्तव्यमेव कर्तव्यं प्राणैः कण्ठगतैरपि ” ॥ *Meaning* : Whatever is not right to be done, must never be done even on pain of death; and what is right to do, must be done even if one should die for the same. * भावार्थ* : जो कार्य निषिद्ध है , उसे प्राण कण्ठगत (मृत्यु संकट उपस्थित होने की स्थिति) पर भी नहीं करना चाहिये। जो कर्तव्य है , उसे अपने प्राण की परवाह न करते हुये भी अवश्य करना चाहिये .   INDIA: (GOI, SWARAJYA, VISHWAMITRA, HINDU POST, INDIA TODAY). The central government’s decision to migrate 16.68 lakh official email accounts to Zoho’s cloud platform, at a total cost of Rs 180.10 crore, represents one of the larger administrative technology transitions undertaken in recent years. While this may appear to be a routine IT upgrade, the scale, structure and intent of the migration suggest that it is part...
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MUTUAL FUNDS

FOR LONG-TERM INVESTMENT

SARASIJ MAJUMDER

A mutual fund is an  investment vehicle that collects & pools money from a number of investors and invests the same in equities, bonds, government securities, money market instruments, etc. The money collected in mutual fund scheme is invested by professional fund managers in stocks and bonds etc.

For this, they charge a fees, known as EXPENSE RATIO.

You can invest in three ways, as follows:-

1.0 Through a BROKER, or a registered organizations like Bank, Fund House (e.g. NIPPON), Financial instate like BAJAJ CAPITAL etc.

2.0 You can directly open an account with the fund House, and invest directly, and,

3.0 In Exchange traded fund, commonly known as ETF,  you can invest through a DEMAT account.

In option 1, Expense Ratio will be highest, as you will additionally pay BROKERAGE also.

In option 3, you can buy/sell easily, and instantly. It is market driven.

Most mutual funds fall into one of four main categories – money market funds, bond funds, stock funds, and target date funds. Each type has different features, risks, and rewards.

You can invest using your SMART PHONE, where we have the option of downloading Applications of all large Fund Houses.

There are also some companies who allow to use their PLATFORMs for investment, and you can keep track of your investment, once you open an account with them. Some of them have Free, as well as paid versions.

I will recommend younger generations only to invest in  NIFTY 50 INDEX Fund, if he is a passive investor, investment through SIP mode.

For an ACTIVE INVESTOR—Direct Investment in Equity is recommended.

I share you today a small shortlisted table of GOOD LARGE CAP EQUITY FUNDS,  for your review.

 

Top Large Cap Mutual Funds

 

 

SCHEME NAME

RATING

3 YRS(%)

1 YR(%)

6 M(%)

1 M(%)

ICICI Prudential BHARAT 22 FOF Direct - Growth

★★★★★

 

42.03

53.22

32.55

13.02

Quant Focused Fund Direct-Growth

★★★★★

 

27.59

27.17

23.33

7.79

Nippon India Large Cap Fund Direct-Growth

★★★★★

 

27.23

29.91

17.80

7.88

ICICI Prudential Blue-chip Fund Direct-Growth

★★★★★

 

22.49

24.52

18.08

6.95

Baroda BNP Paribas Large Cap Fund Direct-Growth

★★★★★

 

19.03

22.53

16.30

7.04

1.0 The above funds have performed best, and expected to perform in the long run.

2.0 However—Past Performance is not a guarantee for future performance.

3.0 The above is shared as FINANCIAL & INVESTMENT information.

4.0 https://sarasij1majumder.blogspot.com/2024/01/what-is-difference-between-wealth.html

Remember—anybody can born POOR, but if he dies POOR--- it is solely his fault.

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