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NEWS & VIEWS|||SARASIJ|||12-09-2026

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  NEWS & VIEWS|||SARASIJ|||12-09-2026 SATURDAY| VOL—IV/2026/SEPTEMBER OPINIONATED, FOR FREE CIRCULATION. “ बन्धुरात्मात्मनस्तस्य येनात्मैवात्मना जितः । अनात्मनस्तु शत्रुत्वे वर्तेतात्मैव शत्रुवत्” ॥ ६ ॥ BHAGABAD GEETA—CHAPTER 6, VERSE-6 TRANSLATION (BY ME): "For those who have conquered the mind, it is their finest friend. But for those who have failed to do so, the mind remains the greatest enemy." Amrita Devi and 362 Bishnois sacrificed their lives to save   the Khejri tree on 11 September, at Khejarli village, near Jodhpur, Rajasthan in the Year: 1730 .     INDIA: (GOI, SWARAJYA, VISHWAMITRA, HINDU POST, INDIA TODAY). BRICS leaders are gathering in New Delhi for the September 12–13 summit hosted by India at Bharat Mandapam. Discussions are expected to focus on trade, investment, energy, food security and cooperation among developing economies. PM Modi and Chinese President Xi Jinping are scheduled to meet today. Border-man...

 

MUTUAL FUNDS

FOR LONG-TERM INVESTMENT

SARASIJ MAJUMDER

A mutual fund is an  investment vehicle that collects & pools money from a number of investors and invests the same in equities, bonds, government securities, money market instruments, etc. The money collected in mutual fund scheme is invested by professional fund managers in stocks and bonds etc.

For this, they charge a fees, known as EXPENSE RATIO.

You can invest in three ways, as follows:-

1.0 Through a BROKER, or a registered organizations like Bank, Fund House (e.g. NIPPON), Financial instate like BAJAJ CAPITAL etc.

2.0 You can directly open an account with the fund House, and invest directly, and,

3.0 In Exchange traded fund, commonly known as ETF,  you can invest through a DEMAT account.

In option 1, Expense Ratio will be highest, as you will additionally pay BROKERAGE also.

In option 3, you can buy/sell easily, and instantly. It is market driven.

Most mutual funds fall into one of four main categories – money market funds, bond funds, stock funds, and target date funds. Each type has different features, risks, and rewards.

You can invest using your SMART PHONE, where we have the option of downloading Applications of all large Fund Houses.

There are also some companies who allow to use their PLATFORMs for investment, and you can keep track of your investment, once you open an account with them. Some of them have Free, as well as paid versions.

I will recommend younger generations only to invest in  NIFTY 50 INDEX Fund, if he is a passive investor, investment through SIP mode.

For an ACTIVE INVESTOR—Direct Investment in Equity is recommended.

I share you today a small shortlisted table of GOOD LARGE CAP EQUITY FUNDS,  for your review.

 

Top Large Cap Mutual Funds

 

 

SCHEME NAME

RATING

3 YRS(%)

1 YR(%)

6 M(%)

1 M(%)

ICICI Prudential BHARAT 22 FOF Direct - Growth

★★★★★

 

42.03

53.22

32.55

13.02

Quant Focused Fund Direct-Growth

★★★★★

 

27.59

27.17

23.33

7.79

Nippon India Large Cap Fund Direct-Growth

★★★★★

 

27.23

29.91

17.80

7.88

ICICI Prudential Blue-chip Fund Direct-Growth

★★★★★

 

22.49

24.52

18.08

6.95

Baroda BNP Paribas Large Cap Fund Direct-Growth

★★★★★

 

19.03

22.53

16.30

7.04

1.0 The above funds have performed best, and expected to perform in the long run.

2.0 However—Past Performance is not a guarantee for future performance.

3.0 The above is shared as FINANCIAL & INVESTMENT information.

4.0 https://sarasij1majumder.blogspot.com/2024/01/what-is-difference-between-wealth.html

Remember—anybody can born POOR, but if he dies POOR--- it is solely his fault.

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