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NEWS & VIEWS|||SARASIJ|||01-11-2026

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NEWS & VIEWS|||SARASIJ|||01-11-2026 SUNDAY| VOL—IV/2026/NOVEMBER OPINIONATED, FOR FREE CIRCULATION. *भद्रं भद्रं कृतं मौनं कोकिलैर्जलदागमे ।* *दर्दूराः यत्र वक्तारः तत्र मौनं हि शोभते ॥* On the onset of the rainy season, Cuckoo does not sing (but remains silent). Because when there are distressing noises from croaking of the frogs, it is better to be silent. (Not to degrade your talent).  SATELITE IMAGE OF UAE AIR BASE INDIA: (GOI, SWARAJYA, VISHWAMITRA, HINDU POST, INDIA TODAY). President graced the Dhwaj Stambh Pujan, Dhwaja Pujan and Dhwajarohan ceremony of the Nashik-Trimbakeshwar Simhastha Maha Kumbh 2027 and hoisted the flag at Ramkund, Nashik. She said the Kumbh Melas are living proof of India’s cultural and spiritual unity. About 12 crore pilgrims are expected during the Kumbh period; the Amrit Snans fall in August–September 2027. President Smt Droupadi Murmu and Vice-President Shri C.P. Radhakrishnan paid floral tributes to Sardar Vallabhbhai Patel at P...
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MUTUAL FUNDS

FOR LONG-TERM INVESTMENT

SARASIJ MAJUMDER

A mutual fund is an  investment vehicle that collects & pools money from a number of investors and invests the same in equities, bonds, government securities, money market instruments, etc. The money collected in mutual fund scheme is invested by professional fund managers in stocks and bonds etc.

For this, they charge a fees, known as EXPENSE RATIO.

You can invest in three ways, as follows:-

1.0 Through a BROKER, or a registered organizations like Bank, Fund House (e.g. NIPPON), Financial instate like BAJAJ CAPITAL etc.

2.0 You can directly open an account with the fund House, and invest directly, and,

3.0 In Exchange traded fund, commonly known as ETF,  you can invest through a DEMAT account.

In option 1, Expense Ratio will be highest, as you will additionally pay BROKERAGE also.

In option 3, you can buy/sell easily, and instantly. It is market driven.

Most mutual funds fall into one of four main categories – money market funds, bond funds, stock funds, and target date funds. Each type has different features, risks, and rewards.

You can invest using your SMART PHONE, where we have the option of downloading Applications of all large Fund Houses.

There are also some companies who allow to use their PLATFORMs for investment, and you can keep track of your investment, once you open an account with them. Some of them have Free, as well as paid versions.

I will recommend younger generations only to invest in  NIFTY 50 INDEX Fund, if he is a passive investor, investment through SIP mode.

For an ACTIVE INVESTOR—Direct Investment in Equity is recommended.

I share you today a small shortlisted table of GOOD LARGE CAP EQUITY FUNDS,  for your review.

 

Top Large Cap Mutual Funds

 

 

SCHEME NAME

RATING

3 YRS(%)

1 YR(%)

6 M(%)

1 M(%)

ICICI Prudential BHARAT 22 FOF Direct - Growth

★★★★★

 

42.03

53.22

32.55

13.02

Quant Focused Fund Direct-Growth

★★★★★

 

27.59

27.17

23.33

7.79

Nippon India Large Cap Fund Direct-Growth

★★★★★

 

27.23

29.91

17.80

7.88

ICICI Prudential Blue-chip Fund Direct-Growth

★★★★★

 

22.49

24.52

18.08

6.95

Baroda BNP Paribas Large Cap Fund Direct-Growth

★★★★★

 

19.03

22.53

16.30

7.04

1.0 The above funds have performed best, and expected to perform in the long run.

2.0 However—Past Performance is not a guarantee for future performance.

3.0 The above is shared as FINANCIAL & INVESTMENT information.

4.0 https://sarasij1majumder.blogspot.com/2024/01/what-is-difference-between-wealth.html

Remember—anybody can born POOR, but if he dies POOR--- it is solely his fault.

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